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banking services chronicle books online Bad Credit? Lose The Shame, Take Responsibility, and Begin
Rebuilding According to the research firm Sherbrooke and Associates, 43 percent
of American households are "credit constrained." This is probably
because they carry too much current debt, or they were forced into making poor
choices with their credit in the past. With interest rates rising and the
housing market cooling, the number of credit constrained households is likely
to increase. If you find yourself in a such a situation, know that you're not
alone. banking services chronicle books Having excess debt and bad credit is a source
of shame for many, and it has even been known to break up otherwise loving
marriages. Many people who are credit-constrained feel there is no way out -
particularly now that bankruptcy laws have been changed to make filing for
bankruptcy more difficult for people with even average incomes. The truth,
contrary to what most bankruptcy lawyers will tell you, is that bankruptcy is
rarely the answer. You can dig yourself out of debt and repair your credit -
all that it takes is commitment, discipline, and most of all, a new attitude banking service chronicle monthly magazine ebook.
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